Preparing Your Business For A Storm

2/19/2021 (Permalink)

When water infiltrates a business, it poses several dilemmas for commercial property owners. The flooding puts the place temporarily out-of-commission, and the proprietors must begin work looking over the structure and possessions.

Is there a way to avoid or mitigate damage? 

Proactive owners should be aware of several steps that prove useful in securing the premises and reducing trouble. The following are four points to consider.

1. Review and Update Insurance Policies

Is black water covered by insurance? Come plans don't cover flood damage, so it's best to read through the information now rather than be disappointed later on. Discuss this with an agent. Sometimes, commercial owners can add this option to the policy. It may cost a bit more, but it may be useful after a storm.

2. Save Important Data

Many significant documents are saved on computer systems. Flooding can destroy the database, erasing records that owners may need. Regularly back up files on a cloud or external drive so that they are readily available at any time.

3. Inspect the Property

Before a major weather season hits, have various aspects of the location assessed. For example, evaluate windows and doors, checking for holes or cracks. Patch these up to avoid weaknesses that could permit flood damage. In addition, have a roofer look over the shingles and flashing. Patch any areas of concern. Even small leaks can be concerning. Inspect basements, plumbing and air handlers. Ensure that everything is in proper condition.

4. Prepare the Structure

When severe snow or rain is coming, watch the news, remaining aware of potential issues. If surges are expected, prepare sandbags for the outside. Pick up objects that aren't tied down. Wind can turn them into a threat. Move assets to higher ground, and have batteries and a generator ready in case power goes out.
Flooding isn't preventable, but it can be limited. Those in charge should work ahead of the storm to safeguard the building and what is inside.